ad·ver·si·ty
[ad-vur-si-tee]–noun, plural -ties for 2.
1.
adverse fortune or fate; a condition marked by misfortune,calamity, or distress: A friend will show his or her truecolors in times of adversity.
2.
an adverse or unfortunate event or circumstance: You willmeet many adversities in life.
AND
ex·i·gen·cy
[ek-si-juh–noun, plural -cies.
1.
exigent state or character; urgency.
2.
Usually, exigencies. the need, demand, or requirementintrinsic to a circumstance, condition, etc.: the exigencies ofcity life.
3.
a case or situation that demands prompt action or remedy;emergency: He promised help in any exigency.
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